Maureen Harmonay - Coldwell Banker Residential Brokerage



Posted by Maureen Harmonay on 1/16/2018

As a senior citizen, selling a home and moving to a new location may prove to be difficult. Fortunately, we're here to help you take the guesswork out of packing up your belongings and getting settled into a new address.

Now, let's take a look at three essential moving tips for senior citizens.

1. Plan Ahead

Moving day can be long and stressful, particularly for seniors who don't plan ahead. If you start planning for your move today, you can increase the likelihood of a seamless transition from one address to another.

Think about your belongings and what you'd like to bring to your new address. If you have a wide assortment of items that you won't need at your new home, you can sell, donate or dispose of these items prior to moving day.

Also, if you need to hire a moving company, don't wait until the last minute to do so. Because the longer that you wait to hire a moving company, the less likely it becomes that this company will be available on the date of your move.

2. Secure Your Treasured Belongings

Although you've collected a large assortment of items over the years, you may be unable to bring all of these items to your new address. However, if you sort through your belongings, you can determine which items to keep.

Treasured belongings like antiques, artwork and jewelry generally are keepers. Pack and store these items properly to ensure they won't deteriorate before moving day.

Let's not forget about treasured belongings that have sentimental value, either. Photographs and other treasured possessions should be packed in a safe place and labeled correctly. That way, you'll have no trouble unpacking these precious belongings once you arrive at your new address.

3. Ask Friends and Family Members for Help

When it comes to getting ready for moving day, there is no need to work alone. Senior citizens who reach out to friends and family members for help can streamline the process of preparing for a move and enjoy a one-of-a-kind moving experience.

Friends and family members are loved ones who strive to help you in any way they can. Thus, if you contact friends and family members before moving day, you can work with loved ones to boost the chances of a fast, easy move.

Lastly, if you need extra assistance before you relocate, it never hurts to contact a real estate agent. This housing market professional understands the challenges associated with moving and is happy to help any senior citizen enjoy a stress-free move.

A real estate agent can put you in touch with local moving professionals. Plus, if you need help selling a house, a real estate agent can make it easy to list your residence, host home showings and much more.

Keep things simple as you get ready to move Ė use the aforementioned moving tips, and any senior can quickly and effortlessly prep for moving day.





Posted by Maureen Harmonay on 1/9/2018

Many parts of the country suffer droughts from time to time. When there are water restrictions and less of a water supply available to you, how can you keep a green lawn and happy plants? You may have to make some sacrifices, but thereís some tricks to wait out the tough conditions. While you wait for the rain, thereís steps that you can take to help your plants and trees survive a drought. Hereís some tips for surviving a drought: Cut Back On Fertilizing When itís dry, the salt in fertilizers actually dehydrates the roots of plants. Also, since fertilizers stimulate growth, your plants will require more water. Itís recommended that you stop fertilizing when thereís a drought or dry spell. Adjust Your Lawn Mower Keep your grass at an optimal height. This is usually between 2 and 4 inches, depending upon the kind of turf grass that you have. This will help the grass to preserve moisture. Water when youíre able to early in the day. Water From Overhead When you water your plants, water them from overhead rather than under the leaves into the soil. This way, water will continue dripping off of the leaves for some time throughout the day. Water Early In The Day You want to be sure that when you do water your plants or grass that you water early in the day. When temperatures are lower, the plants will take more time to dry, helping them to preserve water for a longer period of time. Itís better for the plants if the foliage dries before nightfall. Try Drip Irrigation Drip irrigation tubing hoses water much more efficiently than overhead sprinklers when it comes to gardens that are planted in rows or blocks. These irrigation hoses water slowly and evenly. This method is incredibly economical. It eliminates the waste of water. Donít Use Cold Water Just like humans, plants donít like cold showers either. If you have seedlings, they could actually die from ďshock,Ē especially if there isnít enough soil to absorb the water. Never water plants with ice cold water. Stick to tepid water when you irrigate your plants. Check Items That You Have Transplanted Youíll need to check your transplanted items daily, especially during a dry spell. If itís hot and thereís a wind, it will be even more important to check your plants. These conditions cause the water that you do use with your plants to absorb more quickly. Be sure you water the plants that you have moved evenly and consistently so that they can survive a drought. Itís important to conserve water as much as you can. During drought conditions, remember that water is precious. These tips should help you to keep your lawn and garden as fresh as possible without wasting water.




Categories: Uncategorized  


Posted by Maureen Harmonay on 1/2/2018

Want to sell your house? Ultimately, there are many questions that you'll want to consider before you add your home to the real estate market, including:

1. How Much Is My Home Worth?

Perform a comprehensive assessment of the housing market before you list your residence Ė you'll be happy you did. With real estate market data in hand, you'll be able to determine how your house stacks up against comparable residences and price it accordingly.

Furthermore, don't forget to get a home appraisal. This evaluation will enable you to better understand how your home's value has changed over the years. It also will allow you to prioritize home improvement tasks that will need to be completed to increase the value of your home.

Be sure to price your residence competitively as well. By doing so, you may be able to accelerate the home selling process and generate plenty of interest in your house as soon as it becomes available.

2. After I Sell My House, Where Will I Go?

You know you want to sell you house, but then what? You'll want to consider what life will be like after you sell your home and plan ahead as much as possible.

For example, if you plan to buy a new house after you sell your current residence, you may want to get pre-approved for a new mortgage. This will ensure that you can sell your current house and look for a new residence at the same time.

On the other hand, if you'll need temporary housing after you sell your home, you may need to put your belongings in temporary storage. Thankfully, you can always rent a storage unit and may want to start checking out storage options in your area. That way, you're ready to relocate your belongings to a storage unit as soon as your home sells.

3. How Can I Maximize the Value of My House?

As a home seller, you'll want to go the extra mile to optimize the value of your residence. Fortunately, there are many quick, easy ways to do just that.

Improving your home's curb appeal is a viable option to stir up interest in your property. Mowing the lawn and performing various home exterior improvements can boost your house's chances of making a positive first impression on homebuyers.

In addition, hiring a real estate agent enables you to eliminate the guesswork commonly associated with listing a residence. Your real estate agent will help you set realistic expectations for the entire home selling process and ensure that you receive the support you deserve at all times. Plus, your real estate agent will set up home showings, keep you up to date about offers on your residence and even provide home selling recommendations.

When it comes to selling your house, there is no reason to worry. If you collaborate with a real estate agent, you should have no trouble speeding up the home selling process and optimizing the value of your house.




Categories: Uncategorized  


Posted by Maureen Harmonay on 12/26/2017

When youíre gearing up to make the largest purchase of your entire life, you have a lot to think about. Thereís also a lot of emotion involved in the entire process. You donít want those emotions to get in the way, causing you unnecessary regret in your purchase. A home is not like a sweater that you can head to the store and return. What do current homeowners wish that they did differently in their home purchase? Below, youíll find some of the most common regrets of homeowners. If you know what to look out for, you can avoid the same kind of buyerís remorse in your own home purchase. 



Not Doing Research First


In hot markets, it can be hard to find the time to do the research and secure the home you want. Before you even begin searching one thing you should have a handle on is location. You probably have a general idea of where youíd like to live. You can research these neighborhoods ahead of time in order to understand the makeup of the area. You should take a look at everything form schools to safety to the amenities close to the location of choice. Do this for a few different areas so that youíre completely prepared before you even head out on the house hunt. Even if you end up in an area you never pictured, if you have a general idea of the spots youíre looking at, it will be much easier to tell what a neighborhood will be like to live in ahead of time. The best advice is not to pin yourself down to searching in one area. 


Not Knowing Anything About The House


If you failed to pay attention during the home inspection, didnít ask a lot of questions, or were just blind to some of the issues that were apparent in the home you bought, you could be in for quite a surprise. Understanding the problems a home has is one thing but knowing how much those repairs are going to cost is another. If you are trying to beat the competition by skipping the home inspection or waiving contingencies, you may end up being pretty unhappy in your new home with an empty wallet. Some repairs cost more than you know and itís important to be aware of what needs to be done in the home before you sign on the dotted line.   


Missing Out On A Big Downpayment


Sometimes that little extra bit of savings can really help. Even though many first time homeowners are simply eager to get into a home, waiting a bit and saving more for a downpayment can significantly lower the longterm costs of homeownership. This includes things like fees, interest rates, and PMI (private mortgage insurance). Also, having a larger downpayment can help you to get a house that you really want when the market is highly competitive. Youíll appear more reliable to sellers. Remember that the higher your downpayment, the lower your monthly payment will be.     

  




Categories: Uncategorized  


Posted by Maureen Harmonay on 12/19/2017

You know that you want to sell your house. However, you're still unsure about how to determine a "fair" price for your residence.

Ultimately, setting a fair price for your home may be easier than you think Ė here are three tips to help you establish the best price for your house.

1. Study the Housing Market

The housing market constantly changes. Therefore, a buyer's market today may transform into a seller's market tomorrow.

As a home seller, it is essential to analyze housing market data. That way, you can identify real estate market patterns and trends and plan your home selling journey accordingly.

Check out the prices of recently sold houses in your city or town. With this housing market data in hand, you may be better equipped than ever before to differentiate between a buyer's market and a seller's market.

Also, don't forget to assess the prices of available residences that are similar to your own. This housing market data will help you see how your residence stacks up against the competition. It may provide you with the ability to narrow the price range for your home too.

2. Conduct a Home Appraisal

A home appraisal offers a valuable learning opportunity, particularly for a home seller who is uncertain about his or her house's strengths and weaknesses.

Typically, a home appraisal provides a home seller with plenty of actionable insights about the condition of his or her property. The appraisal often helps a home seller prioritize home improvements as well.

During a home appraisal, a property inspector will analyze a house over the course of several hours. After an inspector's evaluation is complete, he or she will provide a home seller with a report that offers comprehensive insights about a home's condition.

A home appraisal can provide a home seller with a better idea about how to price his or her house in its current condition. Then, a home seller can complete assorted home improvements that may help him or her boost a residence's value.

3. Collaborate with a Real Estate Agent

It never hurts to get expert support as you try to determine the best price for your house. Thus, collaborating with a real estate agent can make a world of difference for a home seller in any housing market, at any time.

A real estate agent can provide guidance as a home seller preps his or her residence for the housing market. This professional can respond to a home seller's price concerns and questions and help a home seller determine what constitutes a fair price based on the current housing market's conditions.

Perhaps best of all, a real estate agent will help you promote your residence to the right groups of homebuyers consistently. As a result, he or she can help you stir up plenty of interest in your home Ė something that may lead to multiple offers.

Ready to list your residence? Use these home selling tips, and you can determine the best price for your house.




Categories: Uncategorized