Maureen Harmonay - Coldwell Banker Residential Brokerage



Posted by Maureen Harmonay on 9/24/2019

Ready to buy a new home? Ultimately, there is no shortage of high-quality residences at your disposal.

For homebuyers, you'll likely need to conduct plenty of research to find your dream house. And as you begin your search for the ideal residence, you should consider a house's interior closely. By doing so, you'll be able to determine whether costly, time-intensive home interior repairs will be needed in the foreseeable future.

What does it take to assess a home's interior properly? Here are three questions that every homebuyer should ask when he or she evaluates a house's interior:

1. Does a home's interior match my personal style?

Do you prefer bold, vibrant home interior colors? Or, do you enjoy a subtle mix of light and dark colors? Consider your personal style as you study a house's interior, and you'll be able to decide whether a home's interior complements your individual preferences.

Remember, a home's interior might fail to meet your expectations. But keep in mind that there are plenty of fish in the sea. As such, you can explore a broad array of houses and should be able to find a residence with an interior that will make you smile.

2. Were recent home interior renovations completed?

Learn about any recent home interior renovations that were completed. That way, you can understand how much time a home seller has committed to improving a home's interior.

Also, if a home seller has performed myriad home interior improvements, try to find out when these renovations were finished.

As a homebuyer, information is key. With details about assorted home interior renovations, you may be better equipped than ever before as you decide whether a residence is right for you.

3. Am I comfortable with a home's interior?

A homebuyer should feel comfortable with a home's interior before he or she purchases a residence.

If you fall in love with a house's interior during a home showing, you may want to consider moving forward by submitting an offer on a house. On the other hand, if you find a home requires many home interior improvements, you may want to consider exploring other houses that are available.

For homebuyers who are on the fence about a home, a real estate may be able to help. This housing market professional can offer expert insights into a house that you may struggle to obtain elsewhere, ensuring you can make an informed decision about a residence.

Furthermore, a real estate agent can take the guesswork out of the homebuying journey. This real estate expert will keep you up to date about new homes as they become available, set up home showings for you and even negotiate with home sellers on your behalf. As a result, a real estate agent will make it easy to find a house that will serve you sell for years to come.

Work with a real estate agent, and you can move closer to finding a home that looks beautiful both inside and out.




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Posted by Maureen Harmonay on 9/3/2019

Ready to discover your dream home? With help from your loved ones, you may be able to accelerate your journey from homebuyer to homeowner.

Ultimately, there are many reasons to include family members and friends in your search for the perfect home, including:

1. Loved ones are happy to help you in any way they can.

Loved ones have your best interests in mind and will do whatever they can to assist you. That way, you can get extra help as you embark on the homebuying journey.

Before you begin your home search, it may prove to be helpful to meet with loved ones so that you can explain your homebuying goals to them. This will allow you to describe what you'd like to find in your dream home. Plus, meeting with loved ones gives family members and friends an opportunity to ask you questions about your home search.

If you and your loved ones are all on the same page, you'll be able to get ample support as you prepare to kick off your home search. Then, you and your loved ones can check out a broad array of houses and find one that matches or exceeds your expectations.

2. Loved ones can share their homebuying experiences with you.

For those who are entering the real estate market for the first time or have not purchased a house in several years, it may be beneficial to involve loved ones in the property buying process.

Loved ones who have recently purchased homes can provide real estate insights that you may struggle to obtain elsewhere. They can respond to your homebuying concerns and queries and help you prepare to enter the housing market.

Also, loved ones may be able to help you avoid potential pitfalls as you search for the ideal residence. Although some family members and friends may have made mistakes when they bought homes in the past, your loved ones can help you learn from their errors and ensure you can avoid various homebuying pitfalls.

3. Loved ones can help you make tough homebuying decisions.

Let's face it – the decision to buy a home is one of the biggest that an individual may make in his or her lifetime. As such, the decision to purchase a home is not one that should be taken lightly.

Loved ones are happy to listen to your homebuying concerns time and time again. They can offer suggestions and recommendations as you explore homes and help you remain calm, cool and collected at each stage of the homebuying journey.

Of course, if you want additional assistance during the homebuying journey, it never hurts to hire an expert real estate agent. This housing market professional can set up home showings, negotiate with home sellers on your behalf and provide comprehensive homebuying support at any time.

Reach out to loved ones for support as you get ready to search for your dream home. By doing so, you may be able to speed up the homebuying process.




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Posted by Maureen Harmonay on 6/11/2019

The homebuying journey may require many weeks or months to complete. As you approach the finish line of this journey, there are lots of things you can do to ensure a seamless conclusion.

Now, let's take a look at three tips to help you quickly finalize a home purchase.

1. Conduct a Home Inspection

A home inspection generally is performed after a seller approves your offer to purchase his or her residence. At this time, a home inspector will walk through a house and identify any underlying problems. Next, a home inspector will provide you with a report that details his or her findings.

For homebuyers, it is important to review a home inspection report closely. If a home inspector identifies major problems with a residence, you may want to modify your initial offer to purchase or rescind your homebuying proposal.

You also should attend a home inspection. Although you are not required to attend an inspection, doing so may enable you to gain insights into a home that are not included in a house inspector's report. Then, you can use all of the insights at your disposal to determine whether to proceed with a home purchase.

2. Maintain Flexibility

You may want to close on a home by a specific date, yet the homebuying process offers no guarantees. Delays may happen without notice, and you need to be able to adjust your homebuying timeline accordingly. As such, you should maintain flexibility as you try to finalize your transaction.

Remember, both you and a home seller share a common goal – to complete a property transaction as quickly as possible. If you maintain open lines of communication with a seller, you can reduce the risk of miscommunications that otherwise could slow down the homebuying journey.

3. Collaborate with a Real Estate Agent

Navigating the homebuying journey is rarely simple, particularly for individuals who want to acquire a terrific house at a budget-friendly price. Thankfully, you can collaborate with a real estate agent to achieve the best-possible results throughout the homebuying cycle.

A real estate agent will learn about you and your homebuying goals and do everything possible to make your homeownership dream come true. He or she is happy to provide recommendations and suggestions as you conduct a home search. And when you find your dream residence, a real estate agent can help you put together a competitive offer to purchase it.

Of course, a real estate agent provides comprehensive assistance during the final stages of the homebuying journey as well. Reaching a home closing date may seem impossible at times, but a real estate agent helps take the guesswork out of finalizing a house purchase. Therefore, he or she will go above and beyond the call of duty to ensure you can reach your home closing date without delay.

Simplify the process of buying a house – use the aforementioned tips, and you can minimize the risk of encountering homebuying hurdles and streamline the homebuying journey.




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Posted by Maureen Harmonay on 4/23/2019

An ambitious homebuyer goes above and beyond the call of duty to find a great residence at an affordable price. As such, this individual is better equipped than others to streamline the homebuying journey.

Anyone can become an ambitious homebuyer. Now, let's take a look at three tips to help you seamlessly discover your dream residence.

1. Create Homebuying Criteria

Buying a home can be simple, particularly for those who establish property buying criteria. If you enter the real estate market with homebuying criteria in hand, you can hone your search to residences that match your expectations. Then, if you find a house you want to buy, you can move quickly to acquire this residence.

As you craft homebuying criteria, it often helps to evaluate your short- and long-term aspirations. For example, if you strive to live close to the beach, you may want to pursue residences near top beaches in various cities and towns. On the other hand, if you require a house that includes a central air conditioning system, you can search for residences that boast this feature.

2. Develop a Budget

A homebuying budget is essential, as it will help you search for houses that fall within your price range. Perhaps most important, a budget limits the risk that you will be tempted to spend beyond your means to purchase your ideal house.

Generally, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about a variety of mortgage options and help you make an informed mortgage selection. Best of all, banks and credit unions can respond to any of your mortgage concerns or questions, at any time.

3. Collaborate with a Real Estate Agent

If you want to speed up your home search, you may want to hire a real estate agent. Because if you have a real estate agent at your side, you can get the help you need to discover a terrific home that can serve you well for years to come.

A real estate agent understands the importance of conducting a comprehensive home search. Thus, he or she will do whatever it takes to help you find a home that suits you perfectly. From setting up home showings to helping you craft a competitive offer to purchase, a real estate agent is prepared to assist you in any way possible.

Furthermore, a real estate agent will offer plenty of guidance as you get ready to close on a home. The weeks and days leading up to a home closing can be worrisome, but a real estate agent will provide tips to alleviate stress. As a result, a real estate agent will help you enjoy a stress-free homebuying experience.

Want to navigate the homebuying journey like an expert? Take advantage of the aforementioned tips, and you can become an ambitious homebuyer and find and purchase your dream house in no time at all.




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Posted by Maureen Harmonay on 4/9/2019

Thinking of buying a new home, building your dream home or remodeling the home you have? Before you reach out to your nearest real estate agent, find a building contractor or raid your local do-it-yourself home improvement store, gather and refine all your ideas in one place by creating an idea book.

As the name says, an idea book is a collection of all the ideas you have for your new home or remodel. It should include notes about what rooms you need, but also include things like the style. Do some research online or in magazines to determine what features you like and with what kind of home style they go. Include pictures of these features in case they are called something different so that you and your professional help, be it real estate agent or builder, knows what you are looking for in a home. Think about colors, size, layout and everything else you can think of to create the perfect home. 

Analog Idea Books

For many, this old-school method is the way to go. Get a notebook or a stack of paper and start writing things down. Then browse home design catalogs, real estate brochures and anything else you can get your hands on, cut out pictures and descriptions that appeal to you and glue, tape, staple or tuck the photos between the pages, so they don't get lost. If you'd rather see all your ideas at once, try tacking them to a corkboard or use magnets to stick your pictures and notes to your refrigerator. If you want to get extra extravagant with your idea book, get yourself a scrapbook with slip sheets and decorative pages.

Digital Idea Books

Websites like Houzz, Pinterest, and Photo Stream offer a way to keep your digital ideas all in one place. The photo collage layout of an online idea book lets you see your thoughts in one place like a corkboard, but organize them using folders and tags more like in a physical book. A lot of contractors and real estate agents prefer these online idea books since they are easy to share and help them understand what exactly you want.

Where to Start?

At first, you might think that it is just too much. There are so many styles, windows, furniture, and colors you simply don't know where to begin. That's just fine. Start with everything you like. Its easier to pare down your ideas once you've got examples of everything in front of you. You can help this process by grouping the ideas by room type: exterior in one place, backyard and landscaping in a second, kitchen, bathroom, bedrooms, living room all in their individual folders or collages. Its also a good idea to cross reference your likes and dislikes by color, feel and even which member of your family came up with the idea.

As you progress, you’ll start to notice you gravitate toward certain types and styles including specific windows, rooflines, and color schemes. When the same kind of drawer handles shows up in seven of your ten favorite bathroom cabinet styles, it’s a sign that you like that style a lot. You can go as specific as you want with your idea book, or you can leave your options wide open, but get some basic parameters around what you do and don’t like.

Once your book is ready, find your real estate agent or builder and show them what you want!




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